For the many people who don’t feel refreshed after sleeping, exercise could be the solution. A recent study by the National Sleep Foundation found that exercisers report better sleep than non-exercisers even though they say they sleep the same...

As many Americans push toward retirement, there is an ever-present worry regarding whether seniors will outlive their financial resources. That is, will their money run out before they die? Social Security benefits help to cover the financial needs...

You qualify for Social Security benefits by earning credits when you work in a job, or are self-employed, and pay Social Security payroll taxes. In 2014, you receive one credit for each $1,200 of earnings, up to the maximum...

Financial planners are telling the truth...the sooner you begin your financial planning, the better off you will be. It's best to stay informed and have a baseline of your current and future financial needs. Keep in mind, Social Security replaces...

I have a friend who suffered a fall two years ago. While the cause is still somewhat inconclusive, his subsequent rehab and overall health has put him on the sidelines from work. No income, divorced, with two...

The following provides an important reminder for many seniors reaching and/or exceeding retirement age. Acknowledgements to the Social Security Administration for much of the detail below... Social Security can be an important financial asset for married couples...

As a follow-up to last week's post, we provide greater detail concerning Medicare Part B benefits - along with a reminder to those eligible to enroll NOW! Acknowledgements for much of this information sourced directly from the Social Security Administration... "Most...

As we start to organize ourselves in 2014, it is important for many seniors to take advantage of medical benefits and enroll in Medicare. The following timely reminder is provided by an e-newsletter received from the Social Security...

Veterans Directed Home and Community Based Services, referred to as "Independence Plus" can cover a wide range of goods and services, but there are limitations. For example, the following are not covered through "Independence Plus"... -- Any service duplication....

The Veterans Administration offers a broad range of benefits to its veteran constituents, such as the Veterans Directed Home and Community Based Services ("Independence Plus") program -- which is a unique benefit designed to allow veterans who are potential...