7. Social Security earnings test Social Security applies an earnings test to beneficiaries who have not yet reached full retirement age (FRA). People who collect retirement, survivor or family benefits before reaching that milestone and continue to work may...

The cost-of-living adjustment (COLA) may be the most widely anticipated way Social Security changes from year to year, but it’s far from the only one. Inflation, wage trends and new policies directly affect not just the more than 68...

Here are some important ways Social Security will be different in 2025. 1. Cost-of-living (COLA) adjustment Inflation continued to cool this year, resulting in a 2.5 percent COLA for 2025 for people receiving Social Security payments, down from 3.2 percent in...

Volunteer Income Taxpayer Assistance (VITA) SSCAC's IRS-certified volunteers provide low-income taxpayers with free electronic income tax return preparation and filing. Volunteers assist with federal and Massachusetts income tax returns, as well as amended and prior year returns. -- You must...

The Social Security Fairness Act eliminates two longstanding provisions for Social Security: the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). These rules previously reduced Social Security benefits for retirees and seniors who receive pension income from...

In an effort to bring some relief to seniors on high-priced medications — especially those who might hit the new $2,000 limit in the first few months of the year — Part D enrollees will have the option to...

A change that will make many seniors happy...the coverage gap — or “donut hole” — will finally close! The original Medicare Part D benefit had a coverage gap (also called the "donut hole") where enrollees were responsible for 100 percent...

Big changes are coming to Medicare’s prescription drug coverage (known as Part D) in 2025. This could impact how you pay for your medications — and how much you pay. Here’s what you need to know as we head...

What costs are associated with home care? Just like with any market, in-home care prices depend on supply and demand. Costs for home care can vary greatly based on your location, the home care agency, staff salaries, and more. Home...

According to recent surveys, 76% of senior caregivers said they were not fully prepared to perform all of their caregiving duties. Learning about the common duties of a caregiver beforehand can help. While your senior caregiving duties may vary each...