Estate planning is often viewed as a necessary task to handle the distribution of assets after your passing. However, a strategic estate plan is all about proactively shaping how your assets will be transferred, managed, and protected. This includes: --...

You've worked hard and saved diligently, and before you can enjoy your next chapter, you need to ensure you have healthcare coverage. While Medicare Parts A and B provide essential benefits, they do not cover everything. That's where Medicare...

As you approach retirement, navigating the complexities of Medicare can feel as foreign as learning a new language. Medigap policies are designed to help fill the "gaps" in your health insurance coverage, including deductibles, copayments, and coinsurance that Medicare doesn't...

What are the costs required to keep your aging parents at home? In-home care providers are usually less expensive than the option of a nursing home or an assisted living facility. With Home Care Partners, you have the option...

Consider the costs for your elderly parent(s) to live out their remaining years in a nursing home. While costs may vary nationwide, in Massachusetts the expense for a private room may easily exceed $140,000 per year. This is based...

Externally, an extreme "heat index" with high relative humidity and/or daily temperature can be an important environmental factor in developing heat exhaustion. When the humidity is too high, the sweat on the skin cannot evaporate into the surrounding air...

The Veterans Administration offers a little-known source of money to assist paying long term care costs called Aid & Attendance. This is a tax-free, monthly pension for qualifying veterans/spouses with certain recurring medical and health related expenses, including homecare services. Generally,...

“Seniorities” is a bi-monthly cable TV program discussing/highlighting issues of importance to our aging population. As Chairman of the Board, Scituate Council on Aging, I co-host with Linda Hayes, Executive Director of the Council on Aging. Our topic this week...after...

It is generally a welcome relief for elderly patients (and families) to be discharged from hospital care and sent home.  Returning to the familiar and welcome environment of home, a senior is "all better".   However, that is far from...

Medicare’s open enrollment season will close on December 7th. You still have time to make several changes. You can switch from Original Medicare to Medicare Advantage; you can shift from Medicare Advantage to Original Medicare; you can trade...